The original pay for deletion credit repair company

Pay only for results. BCR Consulting (Better Credit Reports) was the first company to offer a pay for deletion credit repair deal, and we have helped consumers since 2008. No large setup fee. No fixed monthly payments.

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How pay for deletion works

• We review your credit reports and explain the best strategy before you sign up.
• We dispute inaccurate, outdated and unverifiable negative items.
• You pay only for items that are deleted. No deletions, no deletion charges.

Personalized credit repair

We do not use generic, mass-produced dispute letters. Every file gets a strategy built around your reports and your goals.

Expert guidance is included

Every BCR client receives personalized credit and financing guidance at no additional consulting charge. Our team brings many years of experience in credit, auto lending and mortgages to help you plan your next step, whether that is a home, a vehicle or better terms. Approvals and terms are determined by the lender.

Choose the level of help you need

Reports, scores and next steps

Credit Resources & VantageScore 4.0 · Elite Auto Funding

Elite Auto Funding is a BCR-family service for vehicle financing and refinance guidance.

Clear Pricing

Understand the fees before deciding. There is no recurring monthly fee for our credit-repair services.

The initial fee and billing timing are explained in the current agreement before enrollment. The $75 public-record fee is an exception to the $39 price. An item deleted from two bureaus may generate two charges. Deletions and score increases are not guaranteed.